Insurance Jobs: Being An Insurance Broker With A Law Degree -

Exploring Insurance Jobs: Being an Insurance Broker With a Law Degree?

If you’re looking for a career path with solid growth potential and you’re someone who enjoys a mix of client interaction, problem-solving, and a bit of legal know-how, a job in insurance might be right up your alley. Insurance jobs cover a lot of ground, but today, I want to talk specifically about the role of an insurance broker—particularly for those with a law degree. With some unique skills from a legal background, you could find yourself in a position that’s both challenging and rewarding, especially in today’s evolving job market. So, let’s dive into what it takes to thrive as an insurance broker in 2025.

What Does an Insurance Broker Do?

At its core, the job of an insurance broker is to help clients manage risk. But it’s more than that; insurance brokers act as trusted advisors to businesses and individuals who need customized solutions for very specific risks. Let’s say a company works in real estate, manufacturing, or environmental services—industries where liability is a constant shadow. An insurance broker steps in to understand their client’s unique needs, assess potential risks, and find the best insurance policies to offset these risks.

When I spoke with David Orleans, a Senior VP specializing in environmental risk, he explained that brokers don’t just “sell insurance” in the way you might think. Instead, they’re strategists, advisors, and risk management partners. Clients often come in with complex issues: “What if my supply chain goes down? What if a fire breaks out in my facility? How do I protect my assets if the market shifts?” As a broker, you’re the one who gets to say, “Here’s how we can transfer that risk.”

Who Thrives in Insurance Jobs?

Not everyone is cut out to be an insurance broker, but for those who are detail-oriented and good with people, it can be an incredibly satisfying career. Brokers tend to have a mix of analytical and interpersonal skills, and they often need to juggle both strategic planning and sales-like qualities. David pointed out that having a law degree can be a big advantage because it helps with understanding policy language and liability issues—two things that are at the heart of an insurance broker’s role.

In 2025, having a JD is almost a golden ticket to the industry. Why? Well, for one, it’s about credibility. Clients with complex needs—especially environmental or regulatory concerns—feel reassured knowing their broker understands not just risk but also the legal ramifications. It adds a layer of trust that’s hard to fake.

Key Trends Shaping Insurance Jobs in 2025

Every year, the insurance field shifts in response to new risks, from climate change impacts to data privacy concerns. Here are some key trends to watch out for if you’re considering an insurance job as a broker:

Environmental Insurance: With climate-related risks on the rise, companies are increasingly focused on environmental insurance. It’s no longer just big energy firms needing this protection—everyone from tech to agriculture is getting on board. Brokers with a background in environmental law or risk assessment are in especially high demand.
Cyber Liability: With businesses relying more heavily on digital infrastructure, cyber insurance is becoming essential. Brokers who understand tech risks and have insight into data privacy law can help companies protect themselves from potential cyber threats.
Supply Chain Insurance: Post-pandemic, companies now recognize the vulnerabilities in their supply chains. Brokers are expected to help clients find policies that cover these potential interruptions—a relatively new, but booming, area in insurance jobs.
Global Market Expansion: As businesses go global, brokers who understand international regulations and liability requirements are valuable assets. Knowledge of foreign insurance markets and local laws can set you apart as an expert.

Breaking Into the Insurance Field with a Law Degree

So, what’s the secret to breaking into this line of work? David’s advice is simple but powerful: network, network, network. Most people don’t start off dreaming of an insurance career, so you won’t be alone in transitioning from another field. In fact, many brokers start in law, finance, or even marketing. You’ll want to make connections in the industry—attend networking events, join industry groups, and don’t be afraid to reach out to people on LinkedIn.

Another tip? Start learning the basics of insurance products and policies before you get too deep. Having a broad knowledge of policy types—property, casualty, environmental, cyber, etc.—will give you an edge as you talk to potential employers and clients. This is especially true if you’re coming from a field like law, where the learning curve can feel steep at first.

Day in the Life of an Insurance Broker

Every day as a broker is different. You might spend your morning reviewing a new client’s risk profile, then head to lunch with an underwriter, and by the afternoon, you’re working on policy renewals for an existing account. What makes it exciting is the variety and the challenge of building custom solutions for each client.

David says that each project can feel like a puzzle. Your client needs coverage for specific risks, and you need to find an insurer who will provide it. Sometimes you’ll hit a roadblock because the client’s needs are so niche—but that’s when the fun begins. You get creative, maybe by bundling policies or negotiating higher limits.

Is Being an Insurance Broker a Stable Career?

In short, yes. Insurance jobs are not only stable but, in today’s uncertain world, they’re essential. Every business needs insurance, and with new risks emerging every year, insurance jobs are here to stay. Plus, brokers often have the flexibility to work with a wide range of clients across various industries, which keeps the job interesting.

Final Thoughts

If you’re looking to leverage your law degree or pivot into a career with strong growth potential, insurance jobs—especially as a broker—could be a great fit. It’s a field where you’re constantly learning, interacting with interesting clients, and solving complex problems. And with industry trends leaning into environmental, cyber, and supply chain insurance, there’s no shortage of opportunities for those who are ready to jump in.